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Terms & Conditions

1. Acceptance of Terms

By accessing or using this website, you agree to be bound by these Terms & Conditions and all applicable laws and regulations. If you do not agree, please discontinue use of this website.

2. Purpose of This Website

This website is provided for general informational purposes and to allow users to request contact regarding insurance products and services. Submitting your information through this website does not constitute an application for insurance, does not guarantee a quote, and does not bind or confirm coverage. All insurance transactions must be completed with a licensed insurance agent.

3. No Offer or Guarantee of Coverage

The content on this website does not constitute an offer to sell or a solicitation to purchase insurance. Any information or quotes provided are estimates only, are subject to underwriting approval, and may vary based on carrier guidelines and eligibility. Insurance coverage is not effective unless confirmed by a licensed agent and the required premium has been paid.

4. Licensing & Geographic Availability

Clearway Insurance Services LLC offers insurance products only in jurisdictions where it and its agents are properly licensed. Products and services may not be available in all states and are subject to state-specific regulations and carrier availability.

5. User Responsibilities

By using this website, you agree to provide accurate, current, and complete information, to refrain from submitting false or misleading information, and to use this website only for lawful purposes.

6. Use of Data

Clearway Insurance Services LLC collects and uses your information to provide insurance-related services and improve your experience. Your information may be used to contact you regarding your request, provide insurance options through licensed agents, connect you with insurance carriers for quoting or underwriting, respond to inquiries, send follow-up communications, and improve our website and marketing efforts. We do not sell your personal information.

7. Communication Consent

By submitting your information, you provide express written consent to be contacted by Clearway Insurance Services LLC via phone calls, text messages (SMS), email, or other communication methods for purposes related to your inquiry. Message and data rates may apply, message frequency may vary, and consent is not a condition of purchase. You may opt out at any time by replying STOP to text messages or by contacting us directly.

8. Data Sharing

Your information may be shared with licensed insurance carriers for quoting and underwriting, with service providers who assist in operating our business, and with legal authorities when required by law. All third parties are required to protect your information and use it only for authorized purposes.

9. Data Retention

We retain your information only as long as necessary to fulfill the purposes outlined in these Terms, comply with legal obligations, and resolve disputes or enforce agreements.

10. Third-Party Insurance Carriers

Clearway Insurance Services LLC works with multiple third-party insurance carriers. We do not control underwriting decisions, pricing, coverage terms, or policy approvals. All insurance products are subject to the terms and conditions of the issuing carrier.

11. Website Content & Accuracy

We strive to provide accurate and up-to-date information; however, we do not guarantee the completeness, reliability, or accuracy of any content on this website. Content is subject to change without notice.

12. Limitation of Liability

To the fullest extent permitted by law, Clearway Insurance Services LLC is not liable for any damages arising out of or related to the use or inability to use this website, reliance on any information provided, or errors or omissions in content. This includes indirect or consequential damages, loss of business or profits, and data loss or interruption.

13. No Professional Advice

Information on this website is provided for general informational purposes only and does not constitute legal, financial, or insurance advice. You should consult directly with a licensed insurance professional for advice specific to your situation.

14. Intellectual Property

All content on this website, including text, graphics, logos, and design elements, is the property of Clearway Insurance Services LLC and is protected by applicable intellectual property laws. You may not reproduce, distribute, or use any content without prior written permission.

15. Third-Party Links

This website may contain links to third-party websites for your convenience. We are not responsible for the content, accuracy, or privacy practices of any third-party websites.

16. Privacy

Your use of this website is also governed by our Privacy Policy, which explains how we collect, use, and protect your information. We implement reasonable security measures to safeguard your personal data.

17. Cookies & Tracking Technologies

This website may use cookies or similar technologies to enhance user experience, analyze website traffic, and support marketing efforts. By using this website, you consent to the use of such technologies as described in our Privacy Policy.

18. Modifications to Terms

We reserve the right to update or modify these Terms & Conditions at any time without prior notice. Continued use of the website constitutes acceptance of any changes.

19. Governing Law

These Terms & Conditions are governed by the laws of the State of Florida, without regard to conflict of law principles.

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